"All the world 's a stage, and all the men and women merely
players. They have their exits and their entrances; And one man in his
time plays many parts" - ( Quote Act II, Scene VII).
Shakespeare
Or as my minister put it a couple weeks ago, "Life is all about the comings and goings."
Well, we are exiting or going or however you want to put it. We are moving from my beloved small college town to the Minneapolis/ St. Paul area. I resigned from a job I LOVED because I could no longer afford to work there. For the past four years, since finishing his Masters, Old Man has been teaching as an adjunct professor at several different private and community colleges. He has been applying and applying for full time work all over this area it hasn't been happening. So I have been carrying the family insurance on my (very expensive) work plan.
Things were fiscally tight, but okay. Then came The Year - when my sister and mom had cancer, and extended family members kept dying and I was on bed rest with baby girl. (It was actually about 18 months, but I think of it as The Year.) Anyway, we were not terribly careful with our money during that time. We ran up credit card debt flying out to see my sister and on quick meals and such. OM had a better paying visiting instructor job for a time, we paid off some bills, but also spent more than we should have, figuring his salary would only go up.
It didn't. He actually had a 75% pay cut at the beginning of the school year. He found another adjunct position, but it didn't make up the whole salary and he was working a ton more. Second semester, he was working less, and getting paid less. Things got really tight.
Then the final blow came. I got my contract for next year. I would be getting a roughly $600 a year raise, but insurance would be going up 15%. For full family that is about $125 a month, more. Insurance on my husband and three children, with a $2000 deductible would be nearly $1000 a month. I cannot get paid less.
So I resigned, put our house on the market, and started applying for jobs. It's been about six weeks since we made the decision, and nothing much has changed. House has not sold, no new job for either of us, I shouldn't say nothing has changed. The stress level, she keeps going up!
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